Big 3 Bailout

The 1st branch of government, the one that supposedly “represents the people” voted against bailing out the big 3 automakers. This decision is supported by the majority US citizens. Now, the executive branch is using unconstitutional power to offer the bailout using our tax money anyway. They should all be locked up in prison. Big government. Don’t stand for it!

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4 Months Without Microsoft

After over 4 months of exclusive Linux/GNU usage on my home desktop computer, I finally had to boot my computer with WinDoze to open Outlook and retrieve the Christmas card list we used last year.

For the record, Outlook crashed when I hit “snooze all” for the 100’s of reminders that popped up. After a restart of Outlook, it completely locked up… the whole computer, so I did a hold-power-button-down reset and tried again. When I clicked on shut down, it took 10+ minutes because of all the updates it had to install.

Glad that is over with, and I’m happy to be working away on open-source, non-evil software again!

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The Snider Method

Kim was nice enough to let me take a picture with her and her new book. She convinced me to buy one because I like her story and I think there is more about her in the book than what she told us verbally.

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My Weekend Class

This weekend, I’m taking Kim Snider‘s class again as a refresher. I love to listen to Kim speak. Her personal history is very interesting, and the knowledge she passes along about “the way the real world works” is absolutely fascinating to me. She made a point this morning that I want everyone to understand:

If you walk up to a Ford dealership to look at cars, you fully expect to be met at the door and be told how one of these fine Ford vehicles will meet your needs. In other words, you would never expect to hear, “you know, I really think a Toyota would be better for you.” This is the exact same situation with the financial services. The people working in that industry are there to SELL you something, not to look after your money with your best interests in mind. The problem is that many people do not understand this! There is the ILLUSION that these “advisors” want to help you, yet they are usually a salesman that are paid on a commission.

All of the mainstream media (the magazines you see on the newsstands, the TV shows) are trying to sell advertisements. The advertisements are for brokerage firms and mutual funds. The TV shows feature people that offer something exciting or controversial or promising. All the hot tips, buy recommendations, predictions, etc should all be taken within context… somebody is trying to sell you something.

This is in stark contrast to the academic world. There are mountains of academic literature published that contrast the mainstream media message. This world has been saying stock prices are a random event and you can’t accurately time the market for about 100 years.

Anyway, the point I want to make is that investing your money is a very important matter. It is one more of these tasks that we are “too busy to do” in our drive-thru lifestyle. If you are blindly trusting someone else for your long term financial stability, then I invite you to listen to Kim’s story. Also remember the situation that the employees at Enron were faced with, or even look at what is about to happen to all the GM union workers that thought they were about to retire with full UAW benefits. Surprise!

A successful investment mechanism is part of getting your own life in order, being responsible for your own family, and being prepared for what your future likely holds. I hope everyone I know and everyone who reads this will take on this responsibility for themselves, because it is probably one of the most important tasks you need to do.

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Sickening Feeling

I spent the day at a conference today. One of the morning seminars was about using “underutilized” government land, within an Army program called “Enhanced Use Leasing“. It sounded like a pretty good win-win proposition: The Army gained income from non-tax sources, land that was otherwise wasted was used, and the tenant gets to use a secure location for a low cost. The speaker was some sort of real estate guy who specialized in working these deals. His paycheck actually came from the government, and he explained how the Army now operates as a business instead of a government entity. He was explaining how he could efficiently broker these deals and get all the layers of government and military approval and paperwork done as needed. He then said something that made me ill. It didn’t just disturb me, it made me ill, sick to my stomach, and dazed me.

He answered a question from the audience about the possibility of tax incentives in one of these lease agreements. His response was a firm “no, that is not possible”. He then expanded, laughing, “these senators and representatives do not like to hear talk of people not paying their taxes” (I’m paraphrasing) I could read his mind, I could see something that I’ve known all along and talked about before, but now I could clearly see something that was only a concept before. This little tax thing is no joking matter. It is their existence. Now I remember that roughly 40% of all the money I make goes to this government. I think of all the creative ways I’m taxed. I’m thinking about all the different ways I’m paying for this huge, bloated, fat, tick we call government.

Even though this program sounded like a win-win situation, I started to think about all the different mechanisms at work. The Army owns all this land, lots of land. The Army pays for this speaker fellow to fly around at these seminars. They pay him to broker deals, that bring in lease income for the Army. He spoke of all these approvals and buy-offs from military officials, senate committees, oversight groups, third-party consultants, etc. All of these layers of people, all getting paid through tax dollars. So the big government spends all this money (my money) for all this land and all these facilities, many layers of bureaucracy, red tape, committees, consultants, real estate deal makers, etc. These lease agreements provide income to the Army that can be used for special projects that don’t have to go through the normal channels…. but hell no, there will not be any tax deals going on! That would cause the whole program to crumble!

Government is a big business. It’s the biggest business. Now I’m thinking about the debt that our government has accumulated. If you divide all that debt by the number of taxpayers, you see that the average person’s personal portion of the government accumulated debt is $440,000.

There is that sickening feeling again. Used to, the biggest purchase you would make in your lifetime was your house. My house cost $146,000. I live in this house, I get to sleep here almost every night, I can deal with that debt. I can’t live with having to pay off $440,000 of debt that these pompous assholes decided to rack up on my behalf. How in the hell can I pay that off? 40% of my money already goes to the government in some form or another, and that debt is going up, not down.

It is time to put an end to this bullshit. I’ve had enough!

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Bryson Receives Musical Christmas Card

Nana mailed Bryson a musical card. Dogs bark a little jingle. Bryson spent lots of time opening and closing it tonight. He even barks himself to help the song along.

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Company Christmas Party

After dinner we walked through the “ICE” exhibit out at the Gaylord Texan. These people set up huge tents and run a bunch of massive portable freezers to keep the temperature at around 9F. I think they started carving ice 3 months ago.

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Failed Christmas Picture Attempt 2

We tried again this weekend… probably not going to happen. Bryson just doesn’t like to cooperate with us at this stage in his life!

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Home Made Toy Train

When we were visiting my mom for Thanksgiving, I went exploring in the attic to see if I could find my high school yearbooks. I can’t find them anywhere, so I figured they have to be up there. I never found them, but I did find something that was a great part of my childhood. It is a hand-made, wooden, toy train set. My uncle Ronnie made it for me back in the day, and I have fond memories of skillfully navigating it all over our house as a child. I let Bryson play with it, and guess what, he seemed to like it too!

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Fame for the Knuckle-Head

I was pretty surprised to hear my name mentioned in today’s episode of The Survival Podcast. I started laughing when he used my story for “how to not be a knuckle-head”. If you are interested in hearing my 15 minutes of fame, go to 34:54 and have a listen. The guys in my office sure got a kick out of hearing someone else make fun of me! What can I say, I’m a magnet for teasing. The point he makes is actually very valuable and one that usually escapes me in practice; it is a basic technique for communicating with your spouse. If you haven’t listened to any of Jack’s shows, I think the one he did yesterday is probably the best one to listen to. Have a listen and let me know what you think. I was resistant to even listen at first, but I’m glad I did because it is mind-opening to hear this kind of common sense and truth.

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